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  • Limited Company
    • Contracting via a limited company – advantages and disadvantages
    • How to set up a limited company as a contractor
    • Limited or umbrella company – which is best for contractors?
    • Choose a limited company name — and what to do If you change your mind
  • Umbrella Company
    • How to compare umbrella companies: 20 things to consider
    • Contractor umbrella company fees – how much do they charge?
    • How can you find umbrella company reviews?
    • Umbrella Company Directory
    • Umbrella Company Calculator
  • IR35
    • IR35 and Off-Payroll explained – a simple beginner’s guide
    • When was IR35 introduced? Timeline from 1999 to 2023
    • Download free IR35 contract templates and example clauses
    • Guide to IR35 contract review services for IT contractors
  • Accounting
    • Contractor accountants – what to look out for
    • Do you have to appoint an accountant for your limited company?
    • Your company annual accounts – the basics, and filing deadlines
    • Top 10 Contractor Accountants (2025)
  • Tax
    • What is the most tax-efficient director’s salary in 2025/26?
    • Corporation tax – guide for limited company contractors
    • Limited company tax basics for contractors
    • What are limited company dividends and how are they taxed?
  • Expenses
  • Insurance
    • Professional Indemnity
    • IR35 Insurance
    • Employers Liability
    • Public Liability
    • Life Insurance
    • Income Protection
    • Private Medical Cover
    • Critical Illness Cover
  • Work
  • Finances
    • Contractor Pensions
    • What is a SIPP?
    • Contractor Mortgages
    • Business Banking
    • Tide Bank Account

Posts by James Leckie

About James Leckie
James is an experienced business and finance writer. He studied economics and worked for large companies including British Airways, Citi and JP Morgan before working as a data analyst IT contractor. James founded Contract Eye in 2006 and also writes for a number of popular business sites. Connect with James on LinkedIn.
Directory of Umbrella Schemes

Top 10 best UK umbrella companies [2025 list]

Posted by By James Leckie 13th July 2025
A list of some of the UK's leading PAYE umbrella companies for contractors.
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trivial benefits perk tax

What are trivial benefits? Tax-free perks for directors and employees

Posted by By James Leckie 3rd July 2025
What qualifies as a 'trivial benefit' according to HMRC and how you can reward your staff and directors with a gift or benefit without them being taxed.
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balance sheet profit and loss account

Balance Sheet vs P&L Account – simple guide for small companies

Posted by By James Leckie 30th June 2025
Understand the difference between a balance sheet and P&L account, and why they matter for small limited companies, contractors and business owners.
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Accountants for Contractors

Top 10 Contractor Accountants (2025) – Fees, Ratings, Reviews

Posted by By James Leckie 21st June 2025
A list of some of the leading specialist accountancy firms for contractors, including Aardvark, SG Accounting, Clever Accounts and Integro.
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linkedin it contractor

How to give your IT contractor LinkedIn profile a boost

Posted by By James Leckie 19th June 2025
Almost all recruitment agencies use LinkedIn as a sourcing tool, and many IT contractors cite it as one of their top three sources of leads.
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dividend tax

What are limited company dividends and how are they taxed?

Posted by By James Leckie 19th June 2025
A guide to dividends for contractors. How much income you draw down as dividends, when to distribute them, and what paperwork you need to complete.
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security clearance it contractor

Security clearance guide for IT contractors – what you need to know in 2025

Posted by By James Leckie 19th June 2025
Why security clearance is needed, how to obtain it, the different levels, typical timeframes, and practical considerations for IT contractors.
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contractor or freelancer

Contractor vs freelancer – which one are you (and why It matters)?

Posted by By James Leckie 18th June 2025
Freelancer or contractor? Learn the key differences in structure, tax, and IR35 – and which model suits your work style best.
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IT contract renewal time

Contract renewals – Should you ask for a contract rate increase?

Posted by By James Leckie 18th June 2025
Once you have been in a contract for a while, you may be offered an extension. How to tell if this is a good time to negotiate a contract rate increase.
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contractor accountant freeagent

The best online accountancy software for contractors

Posted by By James Leckie 15th June 2025
With so many products available, how do you know which accounting software is best for your contracting business? Our quick guide offers a few key pointers.
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