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News and resources for IT Contractors

  • Limited Company
    • Contracting via a limited company – advantages and disadvantages
    • How to set up a limited company as a contractor – comprehensive guide
    • Limited or umbrella company – which is best for contractors?
  • Umbrella Company
    • How to compare umbrella companies: 20 things to consider
    • Contractor umbrella company fees – how much do they charge?
    • How can you find umbrella company reviews?
    • Umbrella Company Directory
    • Umbrella Company Calculator – calculate your net pay (2025/26)
  • IR35
    • IR35 and Off-Payroll explained – a simple beginner’s guide
    • When was IR35 introduced? Timeline from 1999 to 2023
    • Download free IR35 contract templates and example clauses
    • Guide to IR35 contract review services for IT contractors
  • Accounting
    • Contractor accountants – what to look out for
    • Do you have to appoint an accountant for your limited company?
    • Your company annual accounts – the basics, and filing deadlines
    • Top 10 Contractor Accountants (2025)
  • Tax
    • What is the most tax-efficient director’s salary in 2025/26?
    • Corporation tax – guide for limited company contractors
    • Limited company tax basics for contractors
    • What are limited company dividends and how are they taxed?
  • Expenses
  • Insurance
    • Business insurance – what’s mandatory?
    • Professional Indemnity
    • Life Insurance
    • Income Protection
    • Private Medical Cover
    • Critical Illness Cover
  • Work
  • Finances
    • Contractor Pensions
    • What is a SIPP?
    • Contractor Mortgages
    • Business Banking

Finances

Directory of Umbrella Schemes

Top 10 best UK umbrella companies [2025 list]

7th October 2025
A list of some of the UK's leading PAYE umbrella companies for contractors.
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Accountants for Contractors

Top 10 Contractor Accountants (2025) – Fees, Ratings, Reviews

7th October 2025
A list of some of the leading specialist accountancy firms for contractors, including Aardvark, SG Accounting, Clever Accounts and Integro.
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IT contractor mortgage

Contractor mortgages – how to get one and how much can you borrow?

4th October 2025
How to get the best mortgage deals based on your contract rate alone, by using lenders who understand how contractors operate.
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contractor bank account

Business bank accounts for contractors: setup, fees and free options

16th September 2025
Opening a business bank account is essential for contractors. Our guide explains setup, fees, and the best free options, including Tide and Zempler.
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Self Invested Personal Pension SIPP contractor

A contractor’s guide to SIPPs – take control of your retirement

2nd February 2025
SIPPs offer flexibility, tax efficiency, and a wide range of investment choices, making it attractive for those who want to manage their own retirement pot.
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contractor pension

Life after work: the ins and outs of contractor pensions

28th October 2024
How do you go about setting up a pension as a contractor? How much should you save? And what's the most tax-efficient way to pay into it?
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