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  • Limited Company
    • Contracting via a limited company – advantages and disadvantages
    • How to set up a limited company as a contractor
    • Limited or umbrella company – which is best for contractors?
    • Choose a limited company name — and what to do If you change your mind
  • Umbrella Company
    • How to compare umbrella companies: 20 things to consider
    • Contractor umbrella company fees – how much do they charge?
    • How can you find umbrella company reviews?
    • Umbrella Company Directory
    • Umbrella Company Calculator
  • IR35
    • IR35 and Off-Payroll explained – a simple beginner’s guide
    • When was IR35 introduced? Timeline from 1999 to 2023
    • Download free IR35 contract templates and example clauses
    • Guide to IR35 contract review services for IT contractors
  • Accounting
    • Contractor accountants – what to look out for
    • Do you have to appoint an accountant for your limited company?
    • Your company annual accounts – the basics, and filing deadlines
    • Top 10 Contractor Accountants (2025)
  • Tax
    • What is the most tax-efficient director’s salary in 2025/26?
    • Corporation tax – guide for limited company contractors
    • Limited company tax basics for contractors
    • What are limited company dividends and how are they taxed?
  • Expenses
  • Insurance
    • Professional Indemnity
    • IR35 Insurance
    • Employers Liability
    • Public Liability
    • Life Insurance
    • Income Protection
    • Private Medical Cover
    • Critical Illness Cover
  • Work
  • Finances
    • Contractor Pensions
    • What is a SIPP?
    • Contractor Mortgages
    • Business Banking
    • Tide Bank Account
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need to appoint an accountant

Do you have to appoint an accountant for your limited company?

25th April 2025
When you set up in business as a limited company contractor, do you have to appoint an accountant? What are the benefits?
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umbrella company margin

Umbrella company margins – how much should you pay?

16th April 2025
How do umbrella schemes charge for their services, and what should look out for when comparing the fees (margins) charged by different umbrella companies?
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umbrella company calculator

Umbrella Company Calculator – calculate your net pay (2025/26)

16th April 2025
Our MS Excel Umbrella Company Calculator provides an accurate breakdown of deductions and taxes from your assignment rate. What is your net take home pay?
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life insurance contractor

Relevant Life Insurance – tax efficient cover for limited company owners

15th April 2025
Protect your dependants with a relevant life policy—paid by your limited company for significant tax savings of up to 50%.
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small companies exemption ir35

Off Payroll (IR35) rules – what is the small companies exemption?

14th April 2025
The Off Payroll rules came into play for private sector clients in April 2021. An exemption exists if a business meets the definition of a 'small company'.
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umbrella company ir35

How does IR35 affect umbrella company employees?

11th April 2025
In this article, we look at IR35 and how it affects contractors. Why umbrella companies are the logical choice for contractors caught by the IR35 rules.
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salary vs dividend

What is the most tax-efficient director’s salary in 2025/26?

6th April 2025
As a limited company director, what is the most tax-efficient salary to pay yourself in the 2025/26 tax year, and any other employees?
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contractor professional indemnity

A guide to professional indemnity insurance for contractors

4th April 2025
Many clients now insist that contractors have adequate professional indemnity insurance cover in place. What is PI insurance?, and how to choose a policy.
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IT Contractor National Insurance

National Insurance (NIC) guide for IT contractors

2nd April 2025
Employers and employees must pay National Insurance Contributions (NICs) on all salaries. Here we look at how the rates are calculated in 2025/26.
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limited company contractor car taxed

IT contractors and company car tax – with examples (2025/26)

2nd April 2025
Important tax considerations to bear in mind when deciding whether to buy a company car, or claim a mileage allowance for business use of your own car.
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