We’ve moved our contractor finance and protection content over to our sister site, ITContracting.com. You’ll find updated guides here:
Contractor Finance Guides
- Contractor business bank accounts
A detailed guide to the best business bank accounts for contractors, including high street and specialist providers, plus what features to look for. - Tide business bank account review
An in-depth review of Tide’s app-based business bank account, how it works for contractors, and how it compares to traditional banking. - Contractor mortgages
Practical advice on getting a mortgage as a contractor, which lenders are contractor-friendly, and how to prepare your accounts and paperwork. - Contractor pensions guide
An overview of pension options for contractors, with details on tax relief, contributions through a limited company, and long-term savings. - Contractor SIPP guide
Explains how a Self-Invested Personal Pension works, why SIPPs are popular with contractors, and what flexibility they offer over standard schemes.
Contractor Protection Guides
- Contractor life insurance
Explains how life cover works for contractors, including relevant life policies that can be paid through your limited company. - Contractor income protection
How income protection provides a regular payout if you can’t work due to illness or injury, and what to check in a policy. - Contractor critical illness cover
A guide to critical illness insurance, what conditions are typically covered, and how it complements life and income protection. - Contractor private medical insurance
Overview of private health insurance options for contractors, including costs, exclusions, and benefits compared to NHS treatment.
Stay on Contract Eye for our full range of contracting guides, including IR35, tax, working through umbrella companies, and industry news.