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churchill knight recommended umbrella
  • Limited Company
    • Contracting via a limited company – advantages and disadvantages
    • How to set up a limited company as a contractor – comprehensive guide
    • Limited or umbrella company – which is best for contractors?
  • Umbrella Company
    • How to compare umbrella companies: 20 things to consider
    • Contractor umbrella company fees – how much do they charge?
    • How can you find umbrella company reviews?
    • Umbrella Company Directory
    • Umbrella Company Calculator – calculate your net pay (2025/26)
  • IR35
    • IR35 and Off-Payroll explained – a simple beginner’s guide
    • When was IR35 introduced? Timeline from 1999 to 2023
    • Download free IR35 contract templates and example clauses
    • Guide to IR35 contract review services for IT contractors
  • Accounting
    • Contractor accountants – what to look out for
    • Do you have to appoint an accountant for your limited company?
    • Your company annual accounts – the basics, and filing deadlines
    • Top 10 Contractor Accountants (2025)
  • Tax
    • What is the most tax-efficient director’s salary in 2025/26?
    • Corporation tax – guide for limited company contractors
    • Limited company tax basics for contractors
    • What are limited company dividends and how are they taxed?
  • Expenses
  • Insurance
    • Business insurance – what’s mandatory?
    • Professional Indemnity
    • Public liability insurance
    • Employers’ liability insurance
    • Life Insurance
    • Income Protection
    • Private Medical Cover
    • Critical Illness Cover
  • Work
  • Finances
    • Contractor Pensions
    • What is a SIPP?
    • Contractor Mortgages
    • Business Banking

Posts by Contract Eye

About Contract Eye
Contract Eye provides guides and tools for professional contractors. We’ve been online since 2006. The site is run by a small team of current and former IT contractors with extensive experience in the contracting world. Much of the content is written in-house, with input from external specialists in tax, accountancy, and legal matters where appropriate. Our goal is to provide clear, practical guidance that helps contractors make informed decisions.
Financial Cost of IR35

What is the financial impact of IR35 on IT contractors?

18th August 2022
There is s significant difference in the tax treatment of IT contractors whose contracts fall either inside, or outside, the IR35 rules.
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Interview Tips

IT contractor interview tips – how to impress clients

13th June 2022
The interview is a crucial step in your quest for that next IT contract and every care should be made to ensure that you impress.
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IR35 Substitution ROS

IR35 and the Right of Substitution

11th March 2022
The Right of Substitution is an important factor in IR35 / employment status cases, but how can it be used in reality?
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Contractor VAT Schemes

Value Added Tax – VAT guide for IT contractors

4th March 2022
Value Added Tax guide for IT Contractors. When you should register for VAT, and how to deal with VAT administration.
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contractor tax avoidance scheme

Contractor tax avoidance schemes – warning signs to look out for

15th February 2022
Tax avoidance schemes come in all shapes and sizes. To veteran contractors, the warning signs may be obvious, but many others are (or have been) duped into using them. They represent a clear and present danger to your current and future prosperity.
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government umbrella

What is the government’s stance on umbrella companies?

8th February 2022
With hundreds of thousands of workers using umbrella companies in the UK, and over 500 providers to choose from, what is the government's stance on umbrella companies, and how is it seeking to ensure compliance within the sector?
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IR35 Contract Review Service

Guide to IR35 contract review services for IT contractors

25th November 2021
Why you should always get a professional IR35 opinion on your contracts. Includes a list of companies who provide IR35 status and contract drafting services.
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terms and conditions

Contract Eye – Terms of Use & Privacy Policy

20th July 2021
Contract Eye Limited - terms of use and privacy policy. This site is owned and operated by Contract Eye Limited.
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recruitment agency tricks contractor

8 legendary recruitment agency tricks to be aware of

4th November 2020
Some handy tips for contractors on how to deal with recruitment agents, and how to spot some of the classic tricks of the hiring game.
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Shut Down Company

Closing down a limited company – options for contractors

11th August 2020
The different options you will face when shutting down your company - keeping the company 'ticking along', applying for a voluntary strike off, or a members voluntary liquidation.
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