How to deal with late payment problems
ere are some proactive steps you can take to maximise the chances of getting your invoices paid on time. Read more
Contractor Mortgages / Pensions
Guides to the financial products available to contractors and freelancers – including:
- Contractor mortgages – you can now borrow as a multiple of your contract rate
- Offset contractor mortgages – how you can lower your interest bill
- Guide to contractor pensions – still a tax efficient vehicle
- Income protection – to protect your family if you fall ill
- Banking – how to compare providers and open a business account
Guide to securing a competitive contractor mortgage
How to get the best mortgage deals based on your contract rate alone, by using lenders who understand how contractors operate. Read more
IT contractor pensions – are you saving enough for your retirement?
An overview of contractor pensions, and what to look out for when choosing a scheme provider. Read more
Choosing an IT contractor bank account
If you’re starting out as a limited company contractor, here are some tips for choosing the best business bank account for your company. Read more
Business bank charges – are contractors paying too much?
Many limited company contractors receive zero interest on their current account deposits – and derisory amounts of interest on their savings. Does this need to be the case Read more
Contractors warned over HMRC mortgage verification scheme
A new scheme, originally launched last year but now increasingly being used by lenders, could cause fresh problems for contractors who are applying for a mortgage or remortgage. Read more
How can salary sacrifice arrangements reduce your tax bill?
Both umbrella and limited company contractors can benefit from significant tax breaks on pension investments. Our guide to salary sacrifice arrangements for contractors Read more
How to open a limited company bank account
If you are a limited company contractor, one of the first things you need to do is open a dedicated business bank account. We look at the steps you need to take complete the process. Read more
Debt recovery help for IT contractors
If you are experiencing late payment problems with your client or agency, we have set up a partnership with a leading debt management agency to ‘facilitate’ prompt payment. Read more
How offset mortgages can offer flexibility to contractors
Offset mortgages can offer great flexibility for contractors, and can also save tax. An overview of what offset mortgage are, and how best to make use of them. Read more