Contractor mortgages – how to get one – an expert guide
How to get the best mortgage deals based on your contract rate alone, by using lenders who understand how contractors operate. Read more
Contractor Mortgages / Pensions
Guides to the financial products available to professional contractors – including:
- Contractor mortgages – you can now borrow as a multiple of your contract rate. Many lenders are contractor-friendly these days.
- Guide to contractor pensions – still a tax efficient vehicle. Your company can make contributions, which are deductible against Corporation Tax.
- Contractor bank accounts – how to compare providers and open a business account. There has never been a greater choice, including genuinely free bank accounts.
Life after work: the ins and outs of contractor pensions
How do you go about setting up a pension as a contractor? How much should you save? And what’s the most tax-efficient way to pay into it? Read more
How to choose the best limited company bank account
If you are a limited company contractor, one of the first things you need to do is open a dedicated business bank account. We look at the steps you need to take complete the process. Read more
How to deal with late payment problems
ere are some proactive steps you can take to maximise the chances of getting your invoices paid on time. Read more
Contractors warned over HMRC mortgage verification scheme
A new scheme, originally launched last year but now increasingly being used by lenders, could cause fresh problems for contractors who are applying for a mortgage or remortgage. Read more
How can salary sacrifice arrangements reduce your tax bill?
Both umbrella and limited company contractors can benefit from significant tax breaks on pension investments. Our guide to salary sacrifice arrangements for contractors Read more
How offset mortgages can offer flexibility to contractors
Offset mortgages can offer great flexibility for contractors, and can also save tax. An overview of what offset mortgage are, and how best to make use of them. Read more