Contractors looking to cover themselves and any dependents for specialist and hospital treatment costs may be interested in finding out more about private medical (health) insurance.
Although the National Health Service is “free” to use, many individuals find it hard to book appointments at convenient times, and delays are commonplace. Additionally, many medical treatments are limited in scope on the NHS, and you may have to wait an age before being provided with operation dates.
In the private sector, you are free to choose the service and treatment you would like to receive, and importantly when you receive it. You will have access to many services and treatments not fully provided in the state sector. You will also have access to wards in private hospitals. The obvious downside is that you have to pay for the privilege of being treated privately.
So what is Private Medical Health Insurance?
With PMI, you sign up for an annual insurance policy to cover you and your family. Once a medical problem has been identified, you will be referred for specialist treatment by your NHS or private GP, at which stage you contact your insurance provider.
Once you have been recommended a specialist to visit, medical tests of hospital treatment will be arranged with the help of your insurance provider.
The amount/scope of the cover you receive will depend on the PMI provider you sign up with, and the package you are covered under.
At Contract Eye, we are happy to recommend the services of WPA – we have worked with the team for over 15 years.
WPA is a not-for-profit company that provides PMI schemes which have been created specifically to tailor for the needs of contractors.
Some of the benefits of using WPA are:
- The company is non-for-profit, and has been providing cover for over a century.
- The company has won various awards and are renowned for their high levels of customer service.
- You will have access to over 600 private hospitals.
- If you join WPA, you will have the freedom to choose when and where you are treated. The company believes this should be a clinical decision, not a commercial one.
Special Introductory Offer
As long-term partners of WPA, we have access to the best introductory rates, as well as any promotions which become available.
WPA currently have an introductory special offer from September 2019 onwards:
- Add your partner or family member for free in the first year.
- or 25% discount on single policies.
- 10% discount on your second year’s policy.
Get a quote / Find out more about WPA
If you would like to find out more, simply fill in the form below, and our dedicated contractor specialist (Steve Sargent) will be able to provide a quote for you, or answer any questions you may have.
You can also contact Steve via email – Steve.Sargent@hcp-plc.org.uk.