Contractor Mortgages Contractor Pensions Contractors

FSA to tighten mortgage lending rules
The FSA has outlined its plans to make the process of applying for a mortgage more stringent. There are fears that the self-employed (contractors included) may find it even harder to secure a mortgage loan.

Guide to IT contractor mortgages
IT contractor mortgages - how to get the best deals based on your contract rate. Includes an online mortgage enquiry form.

How IT contractors can deal with late payment problems
What to do if your end client or agency doesn't pay your IT contractor invoices on time - how to tackle late payment.

Contractor mortgages - steps to buying a new property
For contractors thinking of buying a new property, there are a number of typical stages you can expect to pass through from securing a mortgage offer, to completing on your new home.

How offset mortgages can offer flexibility to contractors
Offset mortgages can offer great flexibility for contractors, and can also save tax. An overview of what offset mortgage are, and how best to make use of them.

Get a contractor mortgage based on your contract rate alone
How using a contractor specialist will help you take out a mortgage based on your contract rate alone.

IT contractor pensions - introduction and quotation
An introduction to IT contractor pensions. Pensions are big news whether inside and outside of IR35 as they represent one of the few remaining tax breaks available to contractors.

What is the outlook for the contractor mortgage market in 2010?
Many contractors thinking about taking out a mortgage (or re-mortgage) over the past two years will have been more aware than most about the increased scrutiny with which lenders view mortgage applications. So, what is the outlook for the contractor mortgage market in 2010?

Offset contractor mortgages in the post-crunch world
The mortgage market has changed markedly in the post 'crunch' world. Offset mortgages represent good value for many contractors.

Self cert mortgage ban penalises would-be entrepreneurs
Following on from the FSA's proposals to ban 'self cert' mortgages, the ACCA has said that such changes would have serious implications for many would-be entrepreneurs, including contractors.

Will FSA 'self cert' lending ban affect contractor mortgages?
How will the proposed ban of 'self cert' mortgages by the FSA affect the IT contractor mortgage market?

How to open a limited company bank account
If you are a limited company contractor, one of the first things you need to do is open a dedicated business bank account. We look at the steps you need to take complete the process.

Recession could delay retirement for some contractors
As the weak economy impacts retirement planning for many, how contractors could benefit from the tax breaks offered by pensions.

IT contractors and inheritance tax (IHT) planning
With careful planning, IT contractors can avoid falling into the much-hated inheritance tax (IHT) net.

Financial services for IT contractors and freelancers
An overview of the key financial products on offer to IT contractors, including contractor mortgages, pensions, income protection, life cover and critical illness cover.