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IT Contractor Finance Guides

Guides to the financial products available to IT Contractors - including Income Protection (PHI), Contractor Mortgages, Contractor Pensions, How to set up a Business Bank Account and tackle Late Payment problems.

Latest Articles

Income Protection Cover for IT Contractors
Income Protection for IT Contractors - An overview of what PHI is and what to look out for when choosing a health insurance policy.

IT Contractor Mortgages - Mortgage solutions for Contractors
IT Contractor Mortgages - how to get the best deals based on your contract rate. Includes an online mortgage enquiry form.

IT Contractor Pension tax relief rules
HMRC have accepted that employer contributions by contractor's one-man limited companies should be universally eligible for tax relief.

Buy to Let Mortgage market booms for IT Contractors
How IT Contractors have benefitted from the buy-to-let mortgage boom, and how to take advantage of current market conditions.

Late Payment - How IT Contractors can deal with late payers
What to do if your end client or agency doesn't pay your IT Contractor invoices on time - how to tackle late payment.

IT Contractor Pensions - Introduction and Quotation
An introduction to IT Contractor Pensions - Pensions are big news whether inside and outside of IR35 as they represent one of the few remaining tax breaks available to contractors.

"A Day" - IT Contractor Pensions - New rules for investing
'A' Day (Appointed day) arrived on 6th April 2006 and brought with it sweeping and radical changes for contractors looking to invest in a pension, either via a one-man limited company or personally.

Mortgage Calculator for IT Contractors
Mortgage Calculator for IT Contractors - Works out both Repayment and Interest Only payments for a variety of interest rates.

Choosing an IT Contractor Bank Account
If you are starting out as an IT contractor, choosing a bank account is an important stage in the startup process.