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Income Protection for Contractors Essential cover for you and your family in case you're unable to perform your contract duties due to poor health. Read more and get a quote for Income Protection (PHI)
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Many contractors thinking about taking out a mortgage (or re-mortgage) over the past two years will have been more aware than most about the increased scrutiny with which lenders view mortgage applications. So, what is the outlook for the contractor mortgage market in 2010?
(Jan 4, 2010 in
Money / Investing
)
Contractor income protection insurance can provide a tax free monthly income to protect you if you are unable to work due to illness or injury. What to look out for when choosing a policy.
(Dec 27, 2009 in
Money / Investing
)
A guide to life cover for IT contractors - essential cover to protect your dependants in the event of the worst happening.
(Dec 15, 2009 in
Money / Investing
)
The mortgage market has changed markedly in the post 'crunch' world. Offset mortgages represent good value for many contractors.
(Dec 2, 2009 in
Money / Investing
)
IT contractor mortgages - how to get the best deals based on your contract rate. Includes an online mortgage enquiry form.
(Nov 18, 2009 in
Money / Investing
)
Income Protection for IT contractors - An overview of what PHI is and what to look out for when choosing a health insurance policy.
(Nov 10, 2009 in
Money / Investing
)
Following on from the FSA's proposals to ban 'self cert' mortgages, the ACCA has said that such changes would have serious implications for many would-be entrepreneurs, including contractors.
(Oct 21, 2009 in
Money / Investing
)
How will the proposed ban of 'self cert' mortgages by the FSA affect the IT contractor mortgage market?
(Oct 19, 2009 in
Money / Investing
)
If you are a limited company contractor, one of the first things you need to do is open a dedicated business bank account. We look at the steps you need to take complete the process.
(Aug 27, 2009 in
Money / Investing
)
As the weak economy impacts retirement planning for many, how contractors could benefit from the tax breaks offered by pensions.
(Aug 20, 2009 in
Money / Investing
)
With careful planning, IT contractors can avoid falling into the much-hated inheritance tax (IHT) net.
(Aug 12, 2009 in
Money / Investing
)
An overview of the key financial products on offer to IT contractors, including contractor mortgages, pensions, income protection, life cover and critical illness cover.
(Jun 26, 2009 in
Money / Investing
)
Contractors with initial fixed or discounted mortgage schemes that have now come to an end are being urged to consider current low fixed rates before they begin to rise again.
(Jun 12, 2009 in
Money / Investing
)
As the recession deepens, the number of businesses who have suffered late payment problems has rocketed. What should contractors do if their agency or client fails to pay on time?
(Jun 10, 2009 in
Money / Investing
)
A new tax year is a good time for contractors to review their finances. We look at how contractors can save money on everything from mortgages and ISAs to household and utility expenditure.
(May 7, 2009 in
Money / Investing
)
In Budget 2009, the Chancellor announced that higher rate tax relief on pension contributions will no longer be available from April 2011 if you earn over 150k per year.
(Apr 24, 2009 in
Money / Investing
)
With interest rates at their lowest in over 300 years, cash savers are taking a hit. Could this sound the death knoll for Cash ISAs?
(Apr 14, 2009 in
Money / Investing
)
IT contractors still have a few weeks to take advantage of late pension planning opportunities available before the end of the current tax-year.
(Mar 3, 2009 in
Money / Investing
)
Critical Illness cover will protect you from the financial consequences of falling ill. A guide for IT contractors.
(Jan 14, 2009 in
Money / Investing
)
Some practical advice for contractors to ensure that they protect themselves from late paying or non-paying clients
(Jul 2, 2008 in
Money / Investing
)
An introduction to IT contractor pensions. Pensions are big news whether inside and outside of IR35 as they represent one of the few remaining tax breaks available to contractors.
(Jun 2, 2008 in
Money / Investing
)
What to do if your end client or agency doesn't pay your IT contractor invoices on time - how to tackle late payment.
(Oct 19, 2007 in
Money / Investing
)
Mortgage calculator for IT contractors which works out both repayment and interest only payments for a variety of interest rates.
(May 8, 2007 in
Money / Investing
)
HMRC have accepted that employer contributions by contractor's one-man limited companies should be universally eligible for tax relief.
(Feb 20, 2007 in
Money / Investing
)
An IT contractor guide to selecting the right business bank account. Get the best rates and avoid the most fees.
(Feb 15, 2007 in
Money / Investing
)
How IT contractors have benefited from the buy-to-let mortgage boom, and how to take advantage of current market conditions.
(Oct 30, 2006 in
Money / Investing
)
'A' Day (Appointed day) arrived on 6th April 2006 and brought with it sweeping and radical changes for contractors looking to invest in a pension, either via a one-man limited company or personally.
(May 8, 2006 in
Money / Investing
)
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