IT Contractor Pensions
The "last great tax break" for IT contractors

Latest IT Contractor Updates

IT contractor recruitment via agencies
We look at how recruitment agencies operate, from dealing with an end client's resource specification, to interviewing candidates and finally hiring IT contractors.
(Jul 3, 2009 in IT Contracts / Work )

How contractor umbrella companies operate
We outline the typical steps you will follow as an umbrella company employee - from joining a scheme, to submitting timesheets, expenses claims, and getting paid.
(Jul 2, 2009 in Umbrella Company )

Limited company sub-contractor deemed to be 'employee' in unfair dismissal claim
A limited company sub-contractor has won an unfair dismissal case, having successfully claimed that he was an 'employee' under employment status rules.
(Jul 1, 2009 in News )

Lloyds Banking Group slashes contractor rates, offshores jobs to India
IT contractor rates at Lloyds Banking Group have been slashed by 15%. Simultaneously, the bank has offshored record number of jobs to India.
(Jun 30, 2009 in IT Contractor Rates )

Conservatives on IR35 - "existing legislation must be reviewed"
A future Tory Government would review IR35 with a view to amending or replacing it, according to a recent interview with a Shadow cabinet minister published this week.
(Jun 30, 2009 in IR35 )

Contractors warned to stick with specialist accountants
Contract workers are being urged to be careful when seeking advice from high street accountants, as a survey suggests that mainstream firms are often unaware of contractor-specific legislation and compliance issues.
(Jun 30, 2009 in News )

Why don't IT contractors set up as sole traders?
The most popular way to start up in business in the UK is as a sole trader. So why do IT contractors avoid this route, and work via their own limited companies or via an umbrella company scheme?
(Jun 29, 2009 in Limited Company )

Financial services for IT contractors and freelancers
An overview of the key financial products on offer to IT contractors, including contractor mortgages, pensions, income protection, life cover and critical illness cover.
(Jun 26, 2009 in Money / Investing )

Start-Up Guide :: Contractor umbrella companies
How contractor umbrella companies work, and how to choose the best scheme for you.
(Jun 25, 2009 in Start-Up Guides )

ICT work permits - contractors' group calls for reform
The PCG has called on the Government to reform the current immigration system following the controversial use of intra-company transfer (ICT) work permits by large companies.
(Jun 24, 2009 in News )

What insurance cover should IT contractors take out?
What types of business insurance should IT contractors take out? Are contractors without adequate cover likely to find it harder to secure contractor work?
(Jun 24, 2009 in IT Contractor Insurance )

IT contractors "should be excluded" from agency legislation
A leading recruitment body says that IT contractors should be excluded from the Agency Workers Directive, as they don't need the same protection as lower paid agency workers.
(Jun 23, 2009 in News )

Contractor raises security clearance petition
A contractor has petitioned No.10 in protest at the current security clearance rules which appear to discriminate against many well-qualified IT workers.
(Jun 22, 2009 in News )

Working additional hours for no payment
When you've agreed to a maximum 8 hour working day for a fixed daily rate and hirers still expect you to work additional hours, should you be paid for these or not?
(Jun 19, 2009 in IT Contracts / Work )

Contractor income protection (PHI) guide
Contractor income protection insurance can provide a tax free monthly income to protect you if you are unable to work due to illness or injury. What to look out for when choosing a policy.
(Jun 17, 2009 in Money / Investing )

Contractor umbrella company fees - how much to pay
Many contractors consider price to be a key factor when choosing an umbrella company. We look at the typical fees charged by umbrella schemes, and why you should look at additional factors before signing up.
(Jun 16, 2009 in Umbrella Company )

Start-Up Guide :: Limited or umbrella company?
Which trading structure should you use when you start our as an IT contractor - limited company or umbrella company?
(Jun 15, 2009 in Start-Up Guides )

Where do the Conservatives stand on IR35?
Where do the Tories - traditionally seen as small business champions - stand on IR35?
(Jun 15, 2009 in IR35 )

Contractor mortgages - is it time to fix your mortgage rate?
Contractors with initial fixed or discounted mortgage schemes that have now come to an end are being urged to consider current low fixed rates before they begin to rise again.
(Jun 12, 2009 in Money / Investing )

Agency conduct regulations - IT contractors want to retain 'opt out'
Contractors surveyed about the proposed changes to the Conduct of Employment Agencies and Employment Business Regulations 2003, have stated overwhelmingly that they wish to retain the ability to "opt out" of the regulations.
(Jun 11, 2009 in News )

Make sure you know who you're dealing with when applying for work
When applying for work via recruiters, contractors are urged to find out who they're dealing before granting representation rights, or they could miss out on good contract opportunities.
(Jun 11, 2009 in IT Contracts / Work )

Start-Up Guide :: Contractor limited companies
How a contractor limited company works, and how to decide if its the right structure for you to trade under.
(Jun 11, 2009 in Start-Up Guides )

How contractors whould deal with late paying clients
As the recession deepens, the number of businesses who have suffered late payment problems has rocketed. What should contractors do if their agency or client fails to pay on time?
(Jun 10, 2009 in Money / Investing )

Contractors' group angered by work permit abuses
The PCG has commented on the recent BBC radio programme which exposed how BT IT contractors have been replaced by cheap 'offshore' workers, thanks to a loophole in the work permit rules.
(Jun 8, 2009 in News )

UK contractors replaced with half price overseas IT workers
UK Contractors recently laid off by BT have been replaced by Indian nationals, transferred via a loophole in the work permit system, according to the BBC.
(Jun 4, 2009 in News )

The real cost of IR35 to the contracting industry
Despite the pitiful annual tax take for the Treasury, IR35 has had a considerable cost on the contracting industry over the past decade.
(Jun 3, 2009 in IR35 )

Contract rates - how much do IT contractors earn?
The main factors which will affect the rates you can command as an IT contractor. From skills and experience, to economic conditions, agency commissions, and your company structure.
(Jun 2, 2009 in IT Contracts / Work )

How many MPs have signed motion to abolish IR35?
Ten weeks after a Lib Dem MP called for IR35 to be abolished, 85 MPs have signed the Early Day Motion backing up the call.
(Jun 2, 2009 in IR35 )

IR35 insurance - tax investigation cover
IT Contractors may wish to take out tax investigation and/or IR35 insurance to cover them in the event of a status challenge by HMRC.
(Jun 2, 2009 in IR35 )

How does a PAYE umbrella company work?
How does a PAYE umbrella company scheme work in practice? We look at the steps from signing up, to submitting your timesheets, getting paid, and how expenses are dealt with.
(Jun 1, 2009 in Umbrella Company )

Tax / Statutory deadlines for limited company contractors
Limited company contractors should be aware of some key tax and statutory filing deadlines.
(Jun 1, 2009 in Tax / Accounting )

Accountancy fees - why can't freelance contractors reclaim costs?
The PCG has called for a overhaul of current tax legislation following revelations that cabinet ministers have reclaimed the costs of professional help with their personal tax affairs.
(May 27, 2009 in News )

What recruiters want to see on an IT contractor's CV
Recruiters of IT contractors need to recruit people who can join a project and get on with the job rapidly. Accordingly, contractor CV's need to be to-the-point and accessible.
(May 27, 2009 in IT Contracts / Work )

How much does IR35 make for the Treasury?
The leading contractors' association has revealed that IR35 raises virtually nothing for the Treasury - yet it causes misery for thousands of small businesses who have to comply with the rules.
(May 21, 2009 in IR35 )

Contractors should be careful when choosing an umbrella company
Contractors are urged to take extra care when choosing an umbrella company to work though, following the closure of several high profile schemes in recent weeks.
(May 20, 2009 in News )

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